Nate Larson: A Song For Him -- Celebrating the Life of Donny Hathaway

October 1, 1945, Soul music came into the world kicking and screaming.

Donny Hathaway, singer, songwriter, instrumentalist and master of Soul, was, and continues to be, one the most underrated artists of his time --- the truly great ones usually are. His genius is one that burrows deeper into the crevices of my heart each time it beats. He didn't have the fame of Stevie Wonder or Marvin Gaye; he was never the flower of soul music.

He was the root -- earthy, resilient, timeless.

Donny's soul was pain-stained and he didn't mind sharing that with the world -- didn't mind crying over a record so others' could recognize the depths from which Soul music was born:

You taught me precious secrets of the truth withholding nothing
You came out in front and I was hiding
But now I'm so much better and if my words don't come together
Listen to the melody cause my love is in there hiding

I was 15 when I first experienced those lyrics. His voice wept over the airways singing "Song For You" and I was spellbound by its sheer excellence. Later, I was introduced to his live recordings at the Troubadour Club in West Hollywood, where many people called him a young Nat King Cole, or a grittier Sam Cooke. Every emotion, every struggle, every insecurity poured from his body, and he exposed his core -- raw and unsheltered. It was then that I understood what soul music really was; I had always enjoyed it, but it was only then that I knew it, recognized it, breathed in and let it settle into my lungs. The first day I opened my mouth to sing, I exhaled the spirit of Donny Hathaway.

Born into a Christian family, I found a kindred spirit in Donny. I lived his struggle to reconcile his faith with the song that was in his heart. Raised in the housing projects of St. Louis by his grandmother, gospel singer, Martha Pitts Crumwell, he had always been told that singing music that was not of God would lead him to hardship. Donny's widow, Eulaulah Hathaway, once spoke of the turmoil that Donny felt trying to juggle both his internal and external expectations:

"He told me he'd tried to tell his grandmother what he was learning, but of course that wasn't a liberty because her stance was firmly, 'It is like I say it is, that's the end of it, and I don't want to hear any more about it.' That bothered him."

He struggled with the knowledge that the path he had chosen could potentially lead to his downfall; yet he pressed on, believing that Soul music was a spiritual experience that could only bring people closer to God. His conviction led him from touring the country with his grandmother as "Little Donny Pitts: The Nation's Youngest Gospel Singer" to letting his words bleed on stages around the world with Roberta Flack.

Why did he leave us? Why would someone who embraced the nuances of life and all the pain and joy that it brings decide that death was the answer?

Many people say that his inner demons led him to end his life on January 13, 1979. Just recently reunited with Roberta Flack, after years of estrangement due to emotional and psychological issues, Donny was in the studio recording their second duets album when those demons came back to haunt him with a vengeance. Reports from the time claim that Donny "flipped out," started making wild accusations that white people were controlling his brain, so that they could steal his music. In the full-blown stages of paranoid schizophrenia, his soul became his worst enemy.

Leaving the studio alone that night, he returned to New York's Essex Hotel, where he removed the window-pane, and jumped 15 stories to his death. Rev. Jesse Jackson, who delivered Donny's eulogy, was never convinced that it was suicide, saying at the time, "It appeared to be neither homicide nor suicide. It seems to have been an accident. Donny died with his coat, scarf and cap on, and it's not likely that anyone would go through the preparation of putting on full attire just to jump out of a window."

I understand his resistance to the truth. No one wanted to believe that Donny Hathaway -- who had shared his pain with the world so freely -- had become so isolated, so drawn into his inner torment, that he would rather die a painful death than continue to live in a world that selfishly craved his music, while ignoring the soul of the man himself.

Though it is only a mild comfort, as soon as Donny's physical form hit that pavement, his music escaped in the psyche of Soul music, forever destined to blanket generations to come with its instinctive, magnetic mastery. People began to search for his music, hoping to be closer to him; tragically, his death led to the recognition that he craved his entire career.

When I hear the lyrics of "For All We Know" -- a song that transcends time, space, religion and race -- it is impossible not to feel Donny's powerful spirit:

We won't say goodnight

Until the last minute
I'll hold out my hand
And my heart will be in it

For all we know
This may only be a dream
We come and we go
Like the ripples of a stream

For all we know, Donny was a vivid dream, rippling through the music scene, then vanishing just as quickly. We continue to gravitate towards every sound he touched; knowing that 33 years on earth was not nearly enough. When I sit and think of what songs he had yet to sing, what words he yet to write, how many lives he had yet to touch, I am eternally grateful that his music found a way to seep into my own life. I hope that every time I sing a note, I'm doing his legacy justice and I continue to call on his wisdom whenever I question my path:

Hang onto the world as it spins, around.

Just don't let the spin get you down.
Things are moving fast.
Hold on tight and you will last.

Keep your self-respect your very bright.
Get yourself in gear,
Keep your stride.
Never mind your fears.
Brighter days will soon be here.

Donny knew that "Someday We'd All Be Free." As we celebrate the day of his birth, let's all spin our favorite Donny Hathaway record and be glad that though his soul is at rest, it still lives on in each of us.

"This is the day the Lord has made; let us rejoice and be glad in it." -- Psalm 118:24

Donny Edward Hathaway (October 1, 1945 -- January 13, 1979)

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Follow Nate Larson on Twitter: www.twitter.com/natelarsonmusic

Source: http://www.huffingtonpost.com/nate-larson/donny-hathaway_b_985851.html

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U.S. says Russia "reset" to last, Putin fuels doubts (Reuters)

WASHINGTON (Reuters) ? The Obama administration said on Saturday the "reset" in relations it has pursued with Russia would remain on track despite a looming leadership reshuffle in Moscow widely expected to return Vladimir Putin to the presidency next year.

The White House made clear that President Barack Obama would press ahead with efforts to repair relations regardless of who takes over in the Kremlin. Analysts said Putin's comeback could complicate -- and possibly slow -- the process of reconciliation between the former Cold War foes.

Putin declared on Saturday that he planned to reclaim the Russian presidency in an election next March that could open the way for the former KGB spy to rule until 2024.

The announcement ended months of speculation over whether he or his protege, President Dmitry Medvedev -- who has forged a close working relationship with Obama -- would run. It also makes it all but certain that Putin will return to office because of his United Russia party's grip on power.

With Putin considered by Washington to be the "Alpha dog" of the ruling "tandem" since yielding the presidency in 2008 and becoming prime minister, his decision did not come as a surprise to the U.S. foreign policy establishment.

White House spokesman Tommy Vietor said Obama's diplomatic outreach to Russia -- which the president declared from the outset to be a centerpiece of his global agenda -- did not depend on "individual personalities" at the top.

"We will continue to build on the progress of the reset whoever serves as the next president of Russia because we believe that it is in the mutual interests of the United States and Russia and the world," Vietor said in statement.

Since taking office in 2009, Obama has made it a foreign policy priority to fix relations with Moscow, which frayed in the final stretch of Putin's presidency when George W. Bush was also nearing the end of his eight-year tenure as U.S. leader.

The "reset" -- as the Obama administration dubbed it -- has yielded a new U.S.-Russia nuclear arms reduction treaty and what Washington sees as improved diplomatic cooperation, including help in pressuring Iran over its nuclear program and logistical support for U.S. troops fighting in Afghanistan.

But U.S. missile defense plans and fallout from the 2008 Russia-Georgia war have remained major irritants.

'DON'T MESS WITH RUSSIA'

Matthew Rojansky, a Russia expert at the Carnegie Endowment for International Peace, said that while the reset could not have proceeded without Putin's blessing, his stridently nationalistic tone -- compared to Medvedev's technocratic approach -- would bring new uncertainty to the relationship.

"Putin's way is security, stability and power -- and 'don't mess with Russia,'" he said. "That doesn't mean the reset disappears the day he takes office. There's too much at stake."

Though the White House sought to play down such concerns, Rojansky predicted that any major diplomatic initiatives could be stalled while the power shift in Moscow is sorted out.

James Goldgeier, a Russia expert at American University in Washington, said the United States and Russia have too much common interest on issues such as global economic recovery and containing China to keep things on hold for long. "There will be a businesslike relationship, but not a warm one," he said.

As prime minister, Putin has occasionally been stridently critical of U.S. policies. He raised eyebrows in Washington last month when he accused the United States of living beyond its means "like a parasite" on the global economy.

Obama has cultivated a relationship with Medvedev -- they are of similar age and temperament and are both lawyers -- but has less-direct dealings with Putin.

"While we have had a very strong working relationship with President Medvedev, it's worth noting that Vladimir Putin was prime minister throughout the reset," Vietor said.

U.S.-Russia relations warmed at first under Putin's presidency. He telephoned Bush to offer condolences -- followed by support for the U.S.-led war in Afghanistan -- after the September 11 attacks by al Qaeda militants in 2001.

The two developed a close rapport but ties gradually deteriorated. Relations hit what many saw as a post-Cold War low three months after the end of Putin's presidency, when Russia fought a war with pro-Western Georgia.

Source: http://us.rd.yahoo.com/dailynews/rss/russia/*http%3A//news.yahoo.com/s/nm/20110926/pl_nm/us_russia_putin_whitehouse

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Safe Would Be First Whether You Are At Home Or Having A Travel ...

Posted: September 27, 2011 at 6:58 pm | Tags: hotel safe

For many holidaymakers the thought of taking valuables such as expensive jewelry, electrical and family heirlooms on holiday is completely unthinkable, but for other holidaymakers, the prospect of leaving such loved and valued belongings behind is too painful, and they simply must pack them in their suitcase.

However, it may be highly unlikely that you will be the victim of theft on holiday, it?s always worth preparing for the very worst.So if you have no other option than to take precious belongings on holiday with you, then using your head, using the hotel safe and Insurance are some tips for how to keep things safe during your time abroad.

Certain businesses may need to invest in one or more safes. For example, a hotel or bed and breakfast should have a safe available to store patrons? valuables in at their needs. Likewise, many 24-hour convenience stores, gas stations, and other types of retail businesses have drop safes, where employees can drop money in, but cannot open the door to get money out.

Household safes come in many kinds of sizes, from extra small to fairly large. Safes for businesses, such as hotel safes and drop safes, can be very large to accommodate a large number of things for a large number of people.

Some safes may also offer several compartments, so that you can more easily organize your documents, jewelry, and other valuables. Take measurements and consider the amount of room you need before you go shopping. It is best to buy a safe a little larger than what you think you need, as you will most likely need more space over time.

You really need to be certain to do the research on lockable filing cabinet ??????????and security mail boxes about safe in order to find which one provides the best amenities for you.

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Source: http://newsandsociety.therefinedgeek.com.au/index.php/2011/09/safe-would-be-first-whether-you-are-at-home-or-having-a-travel/

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Patti Stanger Apologizes For Anti-Gay Comments, Still Sucks

Even Patti Stanger realizes she went too far this time.

On Bravo's Watch What Happens Live with host Andy Cohen Monday night, the horrible Millionaire Matchmaker made some anti-Semitic and anti-gay remarks while offering BRILLIANT "advice" to viewers who called in with questions.

Short story: Jewish men are liars and gay men are sluts.

Although Stanger is known for being blunt and forward on TV, which is why some people tune in (presumably ... it sure can't be for dating advice, as there are never successful couplings depicted on the show), this was too much.

Hence, she apologized on Twitter:

"Attn male Gays: I support you & my comment on WWHL was to a LA guy who can't find commitment. So sorry. Didn't mean to offend anyone. Love you all. X0"

Stanger and Bravo also wrote a statement to GLAAD: "I am so sorry. I did not mean to offend anyone with my comments on Watch What Happens Live."

The network followed with "Bravo regrets the comments expressed by Patti Stanger on Watch What Happens Live. Her comments are not representative of the network's beliefs and opinions. We apologize for the offense it caused."

Next up should be an apology for her horrible show.

Source: http://www.thehollywoodgossip.com/2011/09/patti-stanger-apologizes-for-anti-gay-comments-still-sucks/

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2 injured in natural gas explosion in Seattle (AP)

SEATTLE ? A natural gas leak inside a home caused an explosion and fire that destroyed a north Seattle home and injured two residents, the Seattle Fire Department said.

A couple who lived in the house thought they smelled gas Sunday night but weren't sure so they didn't report it, spokesman Kyle Moore said.

"When they woke up this morning and smelled something, they were turning on things and `boom!' ? the explosion," Moore said.

The gas fumes apparently were sparked by an appliance, he said.

The couple ? in their 50s _both suffered second-degree burns. The woman was in serious condition in the intensive care unit and the man was in satisfactory condition at Seattle's Harborview Medical Center, hospital spokesman Susan Gregg said Monday afternoon.

The woman has life threatening injuries. The man in serious condition and was able to talk to investigators.

The explosion around 6 a.m. Monday rattled homes across north Seattle. It broke windows in nearby homes and debris fell a block away.

Firefighters were still putting out hot spots two hours later as Puget Sound Energy crews worked to stop the natural gas leak.

About two dozen homes were evacuated. Metro buses were brought in to shelter residents from the rain and a neighborhood church was used as a shelter.

There had been a natural gas leak Sunday about five blocks away, Moore said.

The utility is investigating to see if they are related, spokeswoman Terri-Ann Betancourt said.

Jordan Entler, who lives on the third floor of a building across the street, said the explosion knocked pictures off his wall.

"I thought it was an earthquake, or something that had landed on my roof," he said. "Then I went outside and saw this big ball of flame."

He went to the neighbors' home across the street and made sure they were able to get outside. All of the windows on the back side of their house were blown out, Entler said.

Source: http://us.rd.yahoo.com/dailynews/rss/science/*http%3A//news.yahoo.com/s/ap/20110926/ap_on_re_us/us_seattle_explosion_fire

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Morgan Freeman Calls The Tea Party ?Racist? On CNN

Morgan Freeman spoke furiously on CNN about the “racist” Tea Party, a political movement that’s been making rounds in the US of late. The much-respected actor, who played the role of former South African President Nelson Mandela in 2009 rugby film ‘Invictus,’ argued that far from racism in his home land declining following the inauguration [...]

Source: http://www.celebritymound.com/morgan-freeman-calls-the-tea-party-racist-on-cnn/?utm_source=rss&utm_medium=rss&utm_campaign=morgan-freeman-calls-the-tea-party-racist-on-cnn

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Senator: Consider military action against Pakistan (AP)

WASHINGTON ? A Republican on the Senate Armed Services Committee said Sunday that the U.S. should consider military action against Pakistan if it continues to support terrorist attacks against American troops in Afghanistan.

"The sovereign nation of Pakistan is engaging in hostile acts against the United States and our ally Afghanistan that must cease, Sen. Lindsey Graham told "Fox News Sunday."

He said if experts decided that the U.S. needs to "elevate its response," he was confident there would be strong bipartisan support in Congress for such action.

Graham did not call for military action but said "all options" should be considered. He said assistance to Pakistan should be reconfigured and that the U.S. should no longer designate an amount of aid for Pakistan but have a more "transactional relationship" with the country.

"They're killing American soldiers," he said. "If they continue to embrace terrorism as a part of their national strategy, we're going to have to put all options on the table, including defending our troops."

In testimony last week to Graham's committee, the chairman of the Joint Chiefs of Staff, Adm. Mike Mullen, said Pakistan's powerful intelligence agency had backed extremists in planning and executing the assault on the U.S. Embassy in Afghanistan and a truck bomb attack that wounded 77 American soldiers. Both occurred this month.

Mullen contended that the Haqqani insurgent network "acts as a veritable arm" of Pakistan's Inter-Services Intelligence agency as it undermined U.S.-Pakistan relations, already tenuous because of the war in Afghanistan. Pakistan exports violence, Mullen said, and threatens any success in the 10-year-old war.

Graham said Pakistan does cooperate with the U.S. in actions against al-Qaida. But he said the Pakistani military feels threatened by a democracy in Afghanistan and is betting that the Taliban will come back there.

"The best solution is for Pakistan to fight all forms of terrorism, embrace working with us so that we can deal with terrorism along their border, because it is the biggest threat to stability," he said. "But Pakistan is terrorism itself. They have made a tremendous miscalculation."

Source: http://us.rd.yahoo.com/dailynews/rss/asia/*http%3A//news.yahoo.com/s/ap/20110925/ap_on_go_co/us_us_pakistan

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Travel Insurance Options for Traveling Abroad | Nice Travelling ...

Travel insurance is just one of things that are necessary when traveling abroad. Travel insurance can be a very practical solution to providing protection for unexpected emergencies while traveling. This type of insurance protects your investment and allows individuals to travel with peace of mind. There are several options available for going abroad depending on the length and type of trip. Travelers can easily compare plans from leading providers, receive quotes and purchase a plan instantly. Travel insurance can insure against unexpected illness, injury, employment loss, luggage loss and more.

It can provide coverage for Trip Cancellation and Trip Interruption. This insurance provides coverage due to unforeseen illnesses or death. Pre-departure trip cancellation insurance provides protection in the event of the traveler having to cancel flight or hotel reservations due to an immediate member of the family?s death or illness or other covered events. Trip interruption insurance provides benefits if the traveler is unable to continue the covered trip after departure due to covered events. As an option, there are companies that also provide policies that cover cancellation for any reason.

Another option available for travelers insurance is for medical emergencies. This type is beneficial particularly when visiting abroad. Insurance for medical emergencies will provide coverage for doctor visits, medication and even evacuation for medical emergencies. This is particularly important for individuals with chronic conditions or those traveling to underdeveloped countries. Travelers may also have the option of insurance that will provide coverage for tickets that are not refundable and the trip has to be cancelled. Some insurance will even cover missed flights, which can be, a life saver due to delays and overcrowding.

Baggage protection is another type of insurance available. This type of insurance covers direct loss, theft, and damage of your luggage during the covered trip. Travel Accident Protection is another insurance choice that is available. This type of insurance provides coverage for accidental death and dismemberment. This type of insurance provides protection if the traveler is injured in an accident and suffer a loss while covered under this type of plan. A comprehensive travel insurance plan is a great option and a very popular choice for vacationing abroad. This option can provide a wide range of insurance coverage and may even allow travelers to choose what options to incorporate which is why it such a popular choice.

There are several types of companies that offer insurance for travelers. Most travelers prefer to purchase this insurance directly from travel insurance agencies or companies. It is also offered by most companies that offer tours as they generally offer insurance to their clients. Major cruise lines as well offer the option to purchase travel insurance. Cruise line operators usually offer a host of plans to travelers when they schedule a cruise. Travelers can purchase insurance from a travel agent which is very convenient to purchase travel and insurance in one place.

Once you think about the high price of travel and the low price of insurance, this type of insurance is a very reasonable investment. There are plenty of things to worry about when traveling but by protecting your vacation plans with affordable traveling insurance, unforeseen events do not have to be one of them. Since it is not possible to foresee what may happen during travel, a insurance plan is a great value. Travel insurance can slash your losses in numerous situations.

This entry was posted on September 25, 2011, 9:23 pm and is filed under Articles, Insurance, Tips, Travel, Uncategorized. You can follow any responses to this entry through RSS 2.0. Both comments and pings are currently closed.

Source: http://www.brejtp.org/travel-insurance-options-for-traveling-abroad.html

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Apple wants to 'talk iPhone' on October 4th

Well, it's about freaking time! Apple has finally begun sending out invites for its upcoming press conference, and the company's being none too subtle with the hints, offering up some familiar app icons in the artwork and the tagline "Let's talk iPhone." As to whether it'll be an iPhone 5, 4S or some other new formation, we'll all have to wait until the event to find out -- and you'd better believe we'll be there at Apple's Cupertino headquarters to find out.

Apple wants to 'talk iPhone' on October 4th originally appeared on Engadget on Tue, 27 Sep 2011 11:22:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/68GrzE-IhW8/

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Overcome your Finances with Professional Auto Loan Advice | The ...

on September 25, 2011 by Barny in Kerala News Attracts The Travel Enthusiast, Comments (0)

It is easier than ever before to obtain a finance to boost your finances. In truth there are so many goods in the marketplace the decision can be a little overwhelming. It is a wise decision to seek professional car loan package advice prior to signing up to any deals. Knowing the market and understanding what to consider are necessary to finding the best deals.

Where to get Professional Car Loan Advice

There are a number of the way to obtain professional car loan advice:

- Lenders ? it is possible to go directly to the lender to find out more noclegi w poznaniu about the products they give you. Lenders will show experienced sales people working for them who will be able to help you work out which type of car loan is best for your needs. Nonetheless it truly is important to remember that these agents are going to be thinking about selling you their goods. It indicates the information they supply might be influenced through their sales targets to some degree.

- Independent Financial Advisors ? this kind of advisor is just not tied to any single lender or product. This means they are able to present you with more objective suggestions about the types of car finance available. Getting professional car loans advice from a completely independent advisor can be a very practical way of producing sure you get the very best loan to your circumstances.

- Online Advisors ? one from the easiest and fastest getting professional car loan advice is to go online. There are several great websites available that might provide you with lots of useful facts about auto loans. They can help you find out what loans are available and which ones could work for you best. This online advice is free and available 24/7. You will probably have the capacity to contact specialist advisors directly by email and telephone when you have any more questions.

Advantages of Professional Loan Package Advice

An auto loan generally is a big financial responsibility. This can help you to afford the next car and may should be managed carefully to avoid any financial difficulties. One of the most critical factors is to make sure you get the right loan on your circumstances. You might need a loan that you?ll be able to repay without stretching your financial allowance. One of the biggest mistakes folk make when removing loans is that they borrow too much. What this means is they have difficulty to meet the monthly repayments which enables it to then doesn?t keep up todate.

Another common drawback is the failure to look around for the greatest deals. You could save a lot of investment by taking time to look at the actual market. A skilled car loan advisor should be able to enable you to observe a range of products and find out which offers you the great offer.

Tags: Car loan

Source: http://areacode631lookup.info/overcome-your-finances-with-professional-auto-loan-advice/

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The Benefit Of Your Value Title ... - Online Marketing Leader

Internet page design could very well become expensive work. Before business starts out around the World-Wide-Web, make sure such costs are necessary. Your business could have a professional looking internet page by merely ordering a banner ad design coming from a professional web designer. Nowadays, there are plenty of graphic designers that are devoted to banner ad design. A banner ad design will certainly lead to more business on your company and a lot more sales of your respective product.

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Your banner ad design should be stylish. When looking for an expert web designer just remember to the two of them have similar ideas in regards to the physical appearance your banner ad design. The banner ad design must when compared to whole reasoning behind your web site load quickly and abandon an outstanding impression about your products.

As a method advertise their work, some web designers may suggest to create a banner ad design for you free of charge. Simply because they desire to convince you that they are ready to perform a quality work accordingly should you will need web design services you?ll most certainly go to them. Future business with you may recollect them greater incomes in comparison to the cost of the banner ad design. The success of your graphic designer is determined by the purchasers satisfaction. In case you rest contented with the website designers work you may share experiences with someone. Therefore, should you be satisfied with your free banner ad design, the probability to let me know your impressions with other is enough of the designers.

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This entry was posted on Saturday, September 24th, 2011 at 7:21 am and is filed under Banner Advertising. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.

Source: http://blog.onlinemarketingleader.com/banner-advertising/the-benefit-of-your-value-title-commercial-model/

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The Fine Art of Juggling Business and Motherhood for Mom ...

Like every entrepreneurial mom, two of the top priorities in my life are my family and my business.

My Story. I have always been a driven person. I knew what I needed to do to earn my next promotion. I took every class and seminar that I could find to help me get ahead. When I was in my early 20s, all my colleagues were men in their 40s. If I had kept going, I would certainly have reached upper level management.

My desire and drive for status in the corporate world came to a screeching halt on a day in late 1993?the day I became Jackies Mom. That day, as all Moms understand, my priorities dramatically shifted. Life was no longer all about me. I wanted to spend as much time with her as I could. Suddenly work and school were unimportant. I began looking for opportunities to work from home or for good part-time jobs.

It is not easy to juggle business and motherhood. I do not claim to be an expert. After Jackie was born, I spent several years in the corporate world not realizing there were other opportunities for me. While I worked full-time, my constant concern was that I was missing everything while my child was in daycare for 11 hours a day. Because I know children are only little for a short time, a cloud of overwhelming sadness was constantly hanging over me. In my efforts to overcome this concern, I was fortunate along the way to find several excellent part-time jobs, and I even job-shared for a year. I have actually only worked full-time for half of my daughters 12 years. Yet it still never occurred to me that I could leave the security of a corporate job to have my own business.

Thankfully, the entrepreneurial bug bit me in late 2002. I now have my own business, and I love every minute of it. I am much happier and I am able to set my schedule around my childrens important activities and, on occasion work with them beside me. I recently sat at breakfast with Jackie and asked her when she has been happiest with my work schedule. She too was happiest when I was able to take her to school and pick her up myself and attend all her important activities.

My husband, Terry is about to begin working in my business full-time, too. While we are looking forward to being together more and working together to help build our business, this will be a major life change for us. Our son Cole (age three) is currently in daycare for three part-time days each week. Last week we discussed some of the adjustments we will need to make with Terry being home more. We made the commitment to juggle taking care of Cole and working in the business the remaining two days a week for the next two years until he starts kindergarten. We know it is best for Cole, that this time is a special time to be with him, and he is worth it.

I have learned many things as a Mom Entrepreneur, and I would like to share two of them. The Importance of Being Present. Several months ago, I had a breakfast meeting with my business partner and one of our networking organization members. The member was sharing some of the things he had learned in a workshop. I will never forget when he said, You are not listening, youve never listened, and you are not listening now Then he explained how he realized he hadnt been listening to his own daughter. I immediately understood what he was saying and my heart sank. I thought of my children. Although I had always wanted to have as much time with them as possible, I had become involved in growing my business. While juggling both work and family, I had stopped listening. I had been fooling myself and I had been very wrong. I apologized to my daughter that day. I changed immediately, including even little things. For example, while ironing on stars Jackie had earned in P.E., I took the time to talk about how she had earned the stars. I understood how much I was going to miss unless I was present all the time. Working moms often struggle with the lack of time spent with their children, but when we are present, every moment we spend with our children can be special quality time.

The Value of Teamwork. One of the most important things we can do for our families is to have open communication. I am not afraid to ask for help from my family. I try my best to communicate my upcoming schedule ahead of time. When I have a particularly hectic week, we talk about what is happening, if its temporary, acknowledge the stress it puts on all of us and handle it together. As a team, we worked out a plan for the days when I leave early to attend a breakfast meeting. When I say, I have a breakfast meeting tomorrow, everyone knows what to do. For example, my husband takes care of our son and drops him off at preschool. My family understands my commitment to them is, if at all possible, I will only attend one breakfast meeting a week. I communicate with them what is happening in the business and try to involve them in it, too. We are all in this together. As the business succeeds, we all succeed.

You can help, too. I love to help others, and as I continue my personal journey towards a more balanced life, I want to collect the experiences of other entrepreneurial moms. I am also writing a book for Mom Entrepreneurs. The comments submitted for these articles could also be featured in the book. It is my goal to share your stories so that we can all help each other to master the fine art of juggling business and motherhood.

Source: http://www.rebase.org/the-fine-art-of-juggling-business-and-motherhood-for-mom-entrepreneurs/

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[OOC] Kreandor: Secrets of the Psionic

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After Repairing CRE Damage, Many Banks Re-Entering Lending ...

More Than Half U.S. Banks Posting Noteworthy Increases in Nonresidential, Multifamily Lending

While commercial real estate continues to burden the nation?s 7,522 banks and thrifts that reported results to the FDIC as of June 30, the severity of the CRE-related impairment is gradually decreasing and lending is on the increase.

Overall, banks continued to scale back the total amount of commercial real estate loans on their books. However, most of the drop came from loans for construction and development activities. Banks actually increased lending for multifamily projects over the first quarter by about $1.4 billion.

Significantly too, half the nation?s banks boosted their lending on nonresidential and multifamily properties by $50 million or more in the second quarter of the year.

Five banks did so by more than $1 billion.
* Manufacturers and Traders Trust Co., $3.36 bl
* Hancock Bank of Louisiana, $2.58 bl
* First Niagara Bank, $1.55 bl
* NAFH National Bank, $1.35 bl
* Wells Fargo Bank, $1.13 bl

All but Wells Fargo of that group increased commercial real estate lending across the board, including construction and development loans. Wells Fargo?s construction and development loan portfolio dropped by $2.2 billion.

Banks continued to increase their own holdings in real estate as well in the form of bank buildings and fixed assets with the amount increasing from $120.7 billion to $121.2 billion first quarter to second quarter. The number of full-time equivalent employees reported by insured institutions ? 2,104,698 ? was 12,124 (0.6%) higher than in first quarter 2011.

Impairments on the Mend

The total amount of foreclosed commercial real estate and delinquent or restructured CRE loans for the nation?s banks dropped 7.5% from $187.7 billion to $173.6 billion at the end of the second from the first quarter.

Most of the recuperation is stemming from write-downs and attrition in construction and development loans, and the lack of new lending in that area.

Of the 7,522 insured reporting banks in the country as of June 30, distressed commercial real estate assets made up 1% or less of total assets at 4,177 banks ? 56% of the banks in the country. That was down from 4,298 banks in the first quarter.

As deteriorating conditions lessen, the amount of capital that banks have available to loan should increase. Banks are already setting aside fewer dollars to deal with the losses, according to the FDIC. Loan-loss provisions totaled $19 billion, a decline of $21.4 billion (53%) from second quarter 2010. This is the seventh consecutive quarter that provisions have declined from year-earlier levels.

The nation?s banks have also been whittling away at the amount of assets held for sale.

Foreclosed real estate holdings including single-family dropped from $52.5 billion in the first quarter of this year to $51.4 billion as of June 30. The commercial real estate portion of that stood at $31 billion down slightly from the first quarter. Multifamily was up from $2.48 billion to $2.67 billion. Nonresidential was basically unchanged at $10.7 billion. Construction and development projects property holdings dropped from $18 billion to $17.7 billion.

The total amount of loans and leases banks held for sale also declined significantly from the first quarter ? dropping from $121.2 billion to $108.6 billion.

Delinquencies

The amount of commercial real estate loans delinquent more than 30 days also showed significant improvement dropping 12% in the second quarter from the first quarter. The amount dropped from $121.6 billion in the first quarter to $107 billion at the end of June. The biggest improvement came from construction and development loan category dropping from $53.8 billion to $45.8 billion ? a 15% decline. Multifamily dropped from $10 billion to $8.8 billion ? a 12% decline. Delinquent nonresidential loans dropped from $57.8 billion to $52.4 billion ? a 9% decline.

Restructurings

Banks continued to work with commercial real estate borrowers in restructuring their loans. The total amount of restructured CRE loans went up from $34.9 billion to $35.7 billion. Of the total amount of CRE loans restructured, $16.7 billion was classified as delinquent more than 30 days as of June 30.

Individual Bank Distress

Six banks decreased their total CRE lending by more than $1 billion.
* Wilmington Trust Co., -$3.42 bl
* Bank of America, -$3.1 bl
* Regions Bank, -$1.34 bl
* JPMorgan Chase Bank, -$1.31 bl
* Branch Banking and Trust Co., -$1.12 bl
* KeyBank, -$1.05 bl

The 10 largest banks in the country hold $35.5 billion in delinquent, foreclosed or restructured assets (20% of the total in the country), down significantly from $41.6 billion at the end of the first quarter.

Distressed commercial real estate assets made up 30% or more of total assets at four banks closed since June 30, 2011. Three existing banks had ratios of more than 40% as of June 30.
Name, Location, Total Assets
* SunBank, Phoenix, AZ, $31.8 ml
* The First State Bank, Stockbridge, GA, $564.2 ml
* Builders Bank, Chicago, IL, $301.5 ml

Officially, the number of institutions on the FDIC?s ?Problem List? declined for the first time since third quarter 2006. At the end of the second quarter, there were 865 ?problem? institutions, down from 888 at the end of the first quarter. The total assets of so-called ?problem? institutions declined from $397 billion to $372 billion.

Source:? CoStar

Source: http://investmentedge.wordpress.com/2011/09/22/after-repairing-cre-damage-many-banks-re-entering-lending-arena/

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New Book: ?Moving Out Moving On, When a Relationship Goes ...

Madison, WI (PRWEB) August 16, 2005

-The end of summer is just around the corner. As families return from vacation and prepare their children for the new school year, many adults across America, who are in failed marriages, wait until the fall to begin seeking legal advice and services. As phones ring off the hook, in all law offices from callers wanting to start the painful process of divorce, most are clueless as to how to begin.

The average American seeking a divorce doesn?t realize the many options available to them that can save, time money and perhaps their life.

?Moving Out, Moving On? focuses on protecting yourself legally, emotionally and physically. Including:

How to interview a prospective law professional; asset management; Mediation vs. Divorce; Tips and advise on protecting personal information because Identity Theft is a wound that never heals properly, resources to take back control of your life; and child custody. Through clear explanations simple forms and worksheets, ?Moving Out, Moving On? is a true plan to take control of one?s life. In addition, the book also addresses in detail abusive relationships, domestic violence and stalking and how to safely confront these situations.

According to Murphy-Milano, ?Ending a relationship is not an easy road to travel, it is survivable if you are willing to do the work necessary to move on with your life.? ?Moving Out, Moving On,? takes you step-by- step through the painful process of divorce or break-up and leads you to help, safety and peace. This book is a guide for one to begin their journey from being emotionally stung to personal empowerment.

Susan Murphy-Milano is a respected author and nationally recognized relationship expert. In 1996, Doubleday published her first celebrated book, Defending Our Lives, providing a compassionate and comprehensive guide to the options available to battered women and families. In 1993, she was instrumental in the passage of the Illinois Stalking Law and has constantly argued for the rights of battered women and children, both through legislation and through national television and print media. Susan?s quest for justice has been trumpeted across the pages of newspapers, magazines, radio and television, including: The Oprah Winfrey Show, Larry King radio, ABC?s 20/20, CBS?s Public Eye, NBC?s Sunday Today Show Profile, CNN, MSNBC, Family Circle Magazine, U.S. News and World Report to name only a few.

Susan will begin a 10 city author book tour in the fall. During her scheduled presentations, Susan will be addressing not only her book, but the effects of Identity Theft in Relationship Break-up and Divorce.

?Moving out, Moving On? is available from Borders, Borders Express, Walden Books, Amazon or direct from the publisher. ISBN # 0-9764089-0-2

Website Information: http://www.MovingOutMovingOn.com

For additional information Contact- Susan Murphy-Milano at 1-866-804-9132

Contact:

Susan Murphy-Milano

Phone: 1-866-804-9132

# # #

More Process Of Divorce Press Releases

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Source: http://www.divorce-attorney-news.com/southdakota/divorce-rights/new-book-moving-out-moving-on-when-a-relationship-goes-wrong-is-a-wake-up-call-to-action/

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Create a platform tennis court

[unable to retrieve full-text content]September 21st, 2011 | Author: recreation-sports. Platform tennis has become quite popular nowadays. This sport has on a small golf 1 / 4 is a tennis court than on grass, wooden sticks and a ball has been paid close. The phrase comes from ...

Source: http://sports-racquetball.chailit.com/create-a-platform-tennis-court-2.html

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Distinct Goods Can Render Diverse Results | Self Improvement ...

How To Choose The Right Pheromone Item

A typical dilemma of people who assume about purchasing a pheromone product is how to determine the best of all those in the market place these days. These individuals seek the finest product to help them enhance their sexual attraction and appeal that can get the consideration of other people specially the opposite sex.

Individuals have started to comprehend the benefits of making use of these merchandise even on their day-to-day activities. This is why a lot of businesses started generating their own version of pheromone goods. Other goods even contain the very same or related components whilst there are some products that don?t really operate at all. Hence, it is genuinely essential that you know what you should appear at or assess when you program on acquiring your pheromone item. This way, you won?t be fooled or scammed by people who just want to get your money by giving you ineffective goods. Below are some ideas you can adhere to to determine the very best of all those products.

Very first you require to search at is the list of components. Among the most efficient pheromone goods will present the total list of ingredients collectively with the strength of each ingredient. This is something you will not see on all goods which is why it is important to look for for this.

Next is to set your targets. Various goods can render various benefits. Most of these goods can create attraction and self-confidence even though some might make a feeling of trust, an edge in your job, and the like. Pick the item that matches your desires and desires so you will not be frustrated of the results.

Third is to never ever stop on experimenting. Whatever pheromone product you will choose, you must use a small quantity first to determine if that specific amount functions for you. If it doesn?t, then you could improve the quantity a tiny greater until finally you get the desired benefits. The purpose behind is the truth that pheromones function differently with selected physique chemistry so you want to figure out the proper quantity to have the greatest results.

These are just some guidelines you could follow even though buying for your pheromone item. It?s far better if the manufacturer provides free trials or income back guarantee that will give the customer some time to assess if the item is really powerful. Hold in thoughts not to use the cost or the manufacturer behind the item a basis for your alternative due to the fact not all high-priced and respected suppliers can make successful pheromone products.

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(MAN3233c1)

Leon Edward helps people in Personal and Career Growth, leadership Development, Goal Setting, Success, Motivation, Self-Improvement, Happiness, Memory Improvement, Stress Reduction and more through his articles, blog posts and special reports . Join Leon Edwards Awesome Success Free, Get his personal success, development and growth weekly newsletter as well as success classics and tips on attracting success and wealth. Visit his Success-Leadership Library, Articles at http://www.AwesomeSuccess.org Leon Edward also helps people improve IQ, focus, memory, concentration, creativity, speed reading, public speaking , time management and reducing stress. Download his IQ Mind Brain Memory Self-Help library at his website http://www.IQMindBrainLibrary.comLeon Edward helps people improve in Leadership Development, Goal Setting, Success, Motivation, Self-Improvement, Happiness, Memory Improvement, Stress Reduction and more through his articles, blog posts and special reports . Join Leon Edwards Awesome Success Free, Get his personal development training, success and growth weekly newsletter as well as success classics and tips on attracting success and wealth. Visit his Success-Leadership Library, Articles at http://www.AwesomeSuccess.org

You may also be interested in guide to affiliate marketing | Internet Based Business
Wholesale Products To Sell | Products To Sell Online | Products To Sell On eBay | Mind Movies | Brain Games For Seniors

Personal Development Training | ?Leon Edward | ?Entrainment CDs | ?Start Online Business | ?Products To Sell Online&nbsp

Comments

Source: http://awesomesuccess.org/self-improvement-blogs/self-improvement/self-esteem/distinct-goods-can-render-diverse-results/

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Cheap Home Fitness Equipment? Yes, Truly! Get Meet On Any ...

Here i am again right new twelve months, many of united states with an identical objectives as recently ? blame xmas season and those delicious snacks! Whether you are looking to lose some weight, or only just shape ? up ?, a health and fitness routine open for order. However, you might join the gym, or please take a class, a number of us get extra cash to toss around. Yet, we want to be ? and also hopefully vacation ? healthy, for health, good looks and also the benefits when considering self-esteem.

Will there be such a specific thing as cheap building muscle supplements? The small answer can be a resounding Without a doubt! Let?s check out how you are able to put together an exercise routine using some inventive ideas regarding cheap exercise equipment that should have you while in the pink of health and well being, at little expense.

For people available wondering the things calf exercise research out equipment to find, there are a great deal of options offered. You may well either get different calve machines every calf muscle mass

The a few major muscles within the calves might possibly be the soleus as well as gastronemius. For your soleus placed calf raises include the best and in the gastronium muscle, donkey leg raises are definitely the best

For keeping your entire body fit, great, slim not to mention trim, it is especially essential to be able to involve oneself in physical activity. It is merely method to maintain healthy along with happy. Different kinds of kinds connected with 35lb kettlebell include market and the wonderful are choosing and while using same to build their eye-catching. Should you be too in search of the exact same, then treadmill is usually an absolute equipment that can give and even attractive in addition to desired seem and shape in your body. After knowing lots of advantageous tools in treadmill as a final point you?ve made a decision to buy a treadmill for for you to burn a person?s extra claries by way of proper exercise which supports you shaping towards your body.

As, there are usually several agencies which source and deliver a physical fitness treadmill hence buying it equipment is certainly harder than utilizing the same. With a great deal of treadmills available and through prices cover anything from $500 to be able to over $4, 000, so picking the perfect is really hard. Before ordering this fitness equipment be sure you have specious residential for holding this equipment because the device something which unfortunately occupy far more space together with ensure that seeking it comfortably since it is large part of exercise tools.

Only some days backwards DailyNews published a piece of text about an exceptionally interesting part of fitness gear, called AlterG. Developed from NASA Ames Investigation Center greater than a decade in the past for physical exercise in room or space, this equipment has observed more joggers than astronauts nowadays. What clarifies that it?s a superb training unit for runners is that it will reduce the compel of gravity against your legs. Like this, injured runners can train on and relax in shape while coping with injuries. In addition, due to be able to its anti-gravity homes, it is extremely good as some sort of cross-trainer, that helps slow up the impact about running upon injured muscular areas and muscles.

The AlterG running machine creates a new seal throughout the user?s waist and inflates to brew a pressurized environment that might take away close to 80% within the user?s body volume, lessening typically the pounding to your joints.

Get realistic recommendations in the sphere of ? please make sure to go through this webpage. The times have come when proper info is truly only one click of your mouse, use this opportunity.

Source: http://physicsinventions.com/?p=4459

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Free Money Finance: Great, Free Christian Financial Ebooks

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why.

Not as much of a post today as a point to some great (and free!) Christian financial ebooks. Sound Mind Investing is offering four free ebooks as follows:

• Seven Key Principles for Christian Investing - This report explains how to develop a biblically informed investing blue print that will make your investing more purposeful - and profitable.


• IRAs, 401(k)s and Social Security: A Retirement Primer - Worried that you won't have enough money for retirement? Then it's time to take action. This free report will help you get a clear picture of where you stand - and help you take steps to build your retirement nest egg.


• Gold as an Investment: Will Precious Metals Continue To Shine? - This report will provide you with an understanding of our current fiscal crisis and how gold can help stabilize your portfolio in a rising inflationary environment. You'll learn about different gold investing strategies and practical examples of how to take ownership of gold.


• Inflation History: The Rise and Fall of the U.S. Dollar - This report will provide you with an understanding of what money is, how it works, and how too much money has lead to inflation in the past. And you'll see why many people are concerned that conditions are ripe for a future inflationary spiral.

I am a fan of Sound Mind Investing. Their investing book is what I used in my early days of investing and I recommend it to anyone who asks me for a good investment book recommendation. I've reviewed both their book and their website and like them both.

And for those cynical people out there (yes, there are always some), this is not a paid endorsement. I honestly like what they offer and thought my readers might want a few free financial ebooks. If you do, you can see them at this link.

Enjoy!

Source: http://www.freemoneyfinance.com/2011/09/great-free-christian-financial-ebooks.html

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AT&T flips 4G LTE live, nearly 97 percent of America wonders where the party is

According to Ma Bell, AT&T covers 97 percent of all Americans. Of course, that's including those "one bar of EDGE" places that are uncovered so far as reality's concerned, but regardless of all that -- there's no denying that AT&T's LTE launch is on the subdued side. With Verizon rolling out five times more LTE markets this month than AT&T is even launching with, the country's largest GSM carrier definitely has some catching up to do. Regardless of the standings, the company appears to have (quietly) gone live with five LTE markets as of today, with Chicago, Atlanta, San Antonio, Dallas / Fort Worth and Houston getting first dibs. The source link below takes you to the new coverage map, as well as to a promise from the carrier to expand "4G LTE" (not to be confused with the other 4G, more accurately known as HSPA+) to 15 major metropolitan areas by the year's end. Notice how rural areas aren't mentioned, despite plenty of grandstanding near D.C.? Don't worry, guys -- it's just Rethinking Possible.

[Thanks, Marcus]

AT&T flips 4G LTE live, nearly 97 percent of America wonders where the party is originally appeared on Engadget on Sun, 18 Sep 2011 12:29:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2011/09/18/atandt-flips-lte-live-nearly-97-percent-of-america-wonders-where/

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Personal Finance Issues You Must Encounter | Cheat Poker Game

Sometimes, it doesn?t matter how well you plan, troubles in your financial aspects will still crop up. There are just so many financial issues that may not be within your scope of control. No matter how well you plan, there are times you can find yourself the victim of unfortunate financial situations. Whether it be the economy or some other financial hardship, at some point you may look for a way to ease your monthly payment burden.

This situation may lead you to wonder: should you go for structured settlements? And if ever you go for a scheme that involves structured settlements, can this help you for the long term?

Even if the financial situation nowadays seem dismal, you must find a way to settle your debts. Here are some ideas on how to use structured settlements to uplift your financial standing that?s in the dumps because of bad debt.

In the event of a bad debt, a creditor and a borrower enter a structured settlement agreement to take care of the debt. A customer may avail of this scheme if it?s offered by the company if this option is offered. You can handle your bad debt better if the payments are in installments and if there is no pressure to come up with the full amount immediately. So, what else can structured settlement do?

Structured settlements may also be used to deal with injury claims. Discuss the terms of an injury claim with an agent or a lawyer to know exactly what you?re getting yourself into. You may need to sustain a long term medical procedure. You can purchase a structured settlement to pay for the procedure in full then use installments to deal with the debt. Keeping tabs with the rules of your structured settlement will also keep you protected and with a margin of freedom as long as you abide by the regulations covered under the policy.

Make sure you still have enough years to work before you commit to a settlement like this. The remaining debt must be settled before you retire. This will make your remaining years working a bit more stress free.

Before you go for a structured settlement, make sure you understand that you cannot go back to borrowing exorbitant sums. Make sure your settlement debts are in good standing before you try to apply for a loan.

Lastly, for more complex cases, try a certified structured settlement consultant too.

personal finance, structured settlement

Source: http://cheatpokergame.com/2011/09/17/personal-finance-issues-you-must-encounter/

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Carriers Target Developers to Spur Innovation, Attract Customers

How can carriers like AT&T and Verizon differentiate themselves from the competition? How can they entice customers to sign up for their service, as more people embrace smartphones and pricey data plans? One word: apps.

Source: http://feedproxy.google.com/~r/GearFactor/~3/3Dfzi8x3r1Y/

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Finance And Business | Consumer Credit Card Counseling Services ...

If you have found yourself overwhelmed by credit card debt, you might want to seek out the services of a consumer credit card counseling service. They actually are a part of consumer credit counseling services that are available to consumers all over the world. They can help with counseling services when it comes to your credit card debt as well as any other debt that can be affecting your credit report and your credit rating.

The most prominent credit card counseling service is Consumer Credit Counseling Service. They have locations all over the United States as well as in thirteen countries. You can find them online as well as in your local Yellow Pages. They have a proven reputation for helping people get out of credit card debt and back on their feet.

There are other consumer credit card counseling services available to Joe Public and they can most often be found on the Internet. Just do a Google search for consumer credit card counseling services and you will find many, many companies to choose from. You?ll need to be cautious, however, when picking a company blindly like this.

Take a moment to ask questions about their company. Check with the Better Business Bureau to see if there have been any complaints filed against them. If you think they are reputable and decide to use them to get out of credit card debt, make sure that all of their services are spelled out on paper and read the fine print.

A reputable consumer credit card counseling service will advise you of your rights as a consumer as well as a customer of theirs. They will outline up-front what services you can expect from them and have everything in writing so you will know that you are protected. Be sure you look for an ?out clause? that allows you to cancel your contract if you are unhappy with their services.

You will pay a fee for their services, but it?s often quite a manageable fee. The consumer credit card counseling service will then call your creditors and negotiate re-payment of the account. They can often get the credit card company to lower the amount due if the account will be paid in one lump sum. They also can often get your financing percentage rate lowered which can lower your monthly payment to them.

Consumer credit card counseling services provide a great option for people who have gotten themselves in over their heads with credit card debt. Proceed carefully and be a smart consumer. You will soon find that you can enjoy a debt free life!

If you are interested making efforts to knock out your debt, you might want to consider hiring a consumer credit counseling service to help you. They can not only help you knock out debt, but they can also get you on the road toward financial independence and keep you out of the spending habits that got you into trouble in the first place.

A consumer credit counseling service will work with your creditors to knock out your debt and make repayment arrangements as well as possibly reducing the amount of interest that you are currently paying. The consumer credit counseling service has agreements with many companies and they work with them to make repayment terms that you can stick to and get back on track.

It can be difficult to knock out your debt on your own. That?s why consumer credit counseling services were founded and today, with more and more Americans deep in debt, they are becoming big business. Not only do they charge you a small fee for their services, they also receive a percentage of your payment from the credit companies they work with.

One of the largest and oldest consumer credit counseling service that exists to help people knock out debt is CCCS (Consumer Credit Counseling Service). They can be found online at http://www.cccsintl.org and can even do an online consultation with you regarding your debts and what they can do to help you out.

If you want to use another company, they abound ? especially on the Internet. It seems like you can?t turn on the television or the radio without hearing about another company that promises to knock out your debt and make you financially solvent again.

When choosing a consumer credit counseling service to knock out your debt, you?ll want to choose carefully and make sure you are getting service from a reputable company. Do some research into their background and be sure there are no complaints that have been filed against them with the Better Business Bureau.

They are required to advise you of your rights when it comes to credit counseling and everything they will do to help you should be in writing. This should include an ?out clause? that would allow you to cancel their service if you are dissatisfied with their performance.

You can try to knock out your debt on your own, but securing the help of a consumer credit counseling service is a better option ? especially if you are deep in debt. They have a little more pull with creditors plus it looks good on your credit report showing that you are trying to not only get out of debt, but stay out of debt for good.

Article Source:?http://www.BharatBhasha.com
Article Url: http://www.bharatbhasha.com/finance-and-business.php/323217

Article Added on Sunday, September 18, 2011

Other Articles by Namanja Webber

?Credit Repair Counselor Program If you have less than perfect credit and want to repair it back to a positive state, you may want to enlist the help of a credit repair counselor. What is a credit repair counselor? I call it my mother since she?s a whiz with budgets and money. But a professional credit repair counselor is someone who will take a look at where you stand financially, help you go through your credit reports and identify areas where you can make changes to restore your credit rating and your credit score. Credit... ?Royal Caribbean Cruise Why Sail with Line Cruising is considered one of the luxurious vacation treats you can give to yourself and to your family. Although said to be luxurious (which is synonymous to expensive), the idea of sailing on a cruise ship to majestic and wonderful destinations perfect for a vacation. Different cruise lines offer variety of cruise package both to rich and average clients. If you are considering a cruise vacation, then you might take as well the option of sailing with the Lines. They... ?Mediterranean Cruise : A Magnificent Travel with which to Spend your Vacation Do you plan of spending your vacation by cruising, but you do not have any idea where you will be spending it? Know where the best place is by reading this article. You are sure to get the best suggestion from reading. Cruising is a trip uses sail or powerboats. It requires more than just days but years to travel and spend your vacation. It is not a simple trip where you can only spend one to two weeks. Cruising require huge amount of...

Source: http://www.bharatbhasha.com/finance-and-business.php/323217

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Sports Trends Of The Week: September 12-16

3. Wes Welker 4. Patriots 6. New England Patriots 8. Tom Brady 9. Miami Dolphins

As will likely be the case for the duration of the NFL season, the Google Trends results for Monday were dominated by teams and players featured on Monday Night Football. In the opening game of a MNF double feature, the New England Patriots steamrolled the Miami Dolphins, 38-24. In the game's most remarkable play, Patriots quarterback Tom Brady connected with wide receiver Wes Welker for a record-tying 99-yard touchdown reception. The yards tallied on that remarkable play pushed Brady's yardage total for the contest north of 500 yards. The Ugg boots pitchman would finish the historic performance with 517 yards and four touchdowns. Although Brady distributed the ball among his receivers to a record-breaking degree, New England neophyte Chad Ochocinco was limited to just one grab for 14 yards. Not surprisingly, Pats coach Bill Belichick still found plenty of things to be upset about while reviewing the game film.

Source: http://www.huffingtonpost.com/2011/09/16/sports-trends-of-the-week-sept-12-16_n_967188.html

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khanpur dam Islamabad for Adventure, Camping, Fishing & Water ...

Khanpur dam one of the most beautiful dams is constructed over River Haro which originates from Abottabad. It is situated near the town of Khanpur in?Khyber Pakhtunkhwa?Province around 48 km (25 miles) from the federal capital Islamabad, on Taxila Haripur Road.

It is an ideal place for day trip/picnic boating angling and watching migratory birds during winter. If you are coming to Pakistan and planning a trip around this beautiful country then a day spending at Khanpur dam is necessary and below you can find all the essential details for the trip, compiled by Groupin for you:

About Khanpur Dam Pakistan

Khanpur Lake is a reservoir which supplies drinking water to Islamabad and Rawalpindi and irrigation water to many of the agricultural and industrial areas surrounding the cities.
The dam was completed in 1983 after a 15 year construction period believed to have cost Rs. 1,352 million.

The dam was named after the former Khanpur village.? A new Khanpur town is located? in downstream of the Dam. It is 167 feet (51 m) high and stores 110,000 acre feet, 140,000,000 cubic meters of water.
Known for its picturesque beauty, Khanpur Lake (the reservoir of the dam) has become a popular tourist destination and a picnic spot. The beautiful and serene environment is also a sanctuary for migratory birds during winter.

Views at Khanpur Dam Pakistan

The area around the Khanpur lake has been planted with flowering trees and laid out with gardens picnic spots, and secluded paths. The terraced garden and the lake are used for picnics fishing and boating. The highest point in the garden offers a panoramic view of the Lake Margalla and Murree hills Rawalpindi and Islamabad.

Khanpur Dam Festival

Every year a spring carnival is arranged at the Khanpur dam. This Khanpur Dam Festival attracts many tourists from Pakistan and from around the world and it has many colourful and attractive events to show off.

It is a?three-day Khanpur Dam Festival which attracts thousands of tourists and people from different part of the country. The water sports includes: motor bike riding, and boat riding, hot-air balloons, magic show, puppet show, air gliding, para-jumping, horse riding, camel riding, small zoo, joyland for kids, para-boat, sailing air boat, and?motorize?gliding. The people were also attracted toward folk dances, traditional horse dances of Punjab and tones of drums and pipe (doll-surna).

How to reach Khanpur Lake:

The attractive lake is 48 kilometers from Islamabad. Located at a 15-minute drive from Taxila bypass on GT Road and about an hour from Islamabad, and two and half hour?s drive from Khyber Pakhtunkhwa, to reach the Khanpur Lake.

Khanpur Lake Map:

Check out the Khanpur Lake Map below:

Attractions at

Khanpur D

am Pakistan

:

For a day trip/picnic, it is an ideal place where you can enjoy boating, fishing, swimming, adventure, water sports, Skiing, angling,?Spelunking, Night caving, Rock Climbing, Team Rappelling, Rap Jumping?and watching migratory birds during winter.

Where To Eat:

At the Khanpur Dam Festival people can find plenty food stalls for families which offers a variety of eating options.

Good For Families: Yes

Kids Play Area: No

Good For Staying:Yes

Rating:?Hospitable, Exotic, Pleasant, Green, Ecological, Clean

Type of activities: Photography at Khanpur Dam Viewpoiunt, Picnic, Recreation

Parking Area: Yes

Outdoor Activities: Yes

Indoor Sitting: No

Visit Khanpur Dam with Groupin:

Groupin.pk with its appealing discounts makes activates at Islamabad viewpoints and places to visit more enchanting for the people so they can enjoy at their best.

You can also enjoy the festival, boating, swimming, shows and other events at Khanpur Dam Pakistan then suggest a deal with Groupin.pk get amazing discounts?on your fun day out with family and Friends.

Also find out Best places to visit in Islamabad, and get to know Trail-5 Margalla hills, Islamabad Rawal Lake, Japanese park in islamabad, Golra Railway Heritage Museum Islamabad, Lok Virsa Museum Islamabad, and many more places to travel in and around Islamabad.

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Check out Groupin for more information and updates.

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Source: http://www.groupin.pk/blog/khanpur-dam-islamabad-for-adventure-camping-fishing-water-sports/

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